In today’s increasingly competitive markets, the ability to enhance and deepen relationships with existing customers is just as important as acquiring new ones.

Zoot’s innovative origination solution delivers this capability to leading institutions. Through its completely integrated automation, you can put the right product into the hands of the right customer at the right time.

Our Enterprise Cross-Sell solution positions your institution for organic growth. It seamlessly integrates the credit decisioning and loan origination efforts of siloed lines of business and allows each to share business rules, policies, and attributes that are common across the enterprise. While enabling central management of core credit risk, it also enables lines of business to manage their own risk models and scorecards. This approach enables cross-sell of all products among all lines of business. The solution even supports non-credit product cross-sell, helping you optimize your customer relationships in every line of business and through every channel.

A classical enterprise decisioning approach can deliver some of these same benefits, but this less-than-ideal approach requires the lines of business to replace their existing decisioning systems. Zoot’s Enterprise Cross-Sell solution removes this roadblock by placing a layer of integration across all lines of business and every input channel. This integration layer allows institutions to capitalize on their legacy system investments and implement an enterprise decisioning and cross-sell system without the painful experience of “rip and replace.” 

This solution creates a unified and efficient enterprise, utilizing common data to create consistent and compliant decisions across all lines of business. Operational costs are dramatically reduced without compromising the best practices standards of any individual line of business.

Contact Zoot at (406) 556-7555 or fill out our information request form today!