Small Business Lending Solution

Small business lending requires a more complex evaluation than most consumer loans. Zoot’s Small Business Lending solution provides comprehensive decisions for all small and medium business credit products using a number of data sources, including a combination of consumer and business credit reports. The solution provides fast, reliable, and consistent credit evaluations based on your institution’s unique credit policy and business processes. The origination process can be optimized for rapid response, minimal risk, and reduced cost. Business users have the ability to maintain direct control of your risk criteria and define decisioning logic using a graphical interface designed to enable you to rapidly deploy credit evaluation models.

The flexible development interface supports processes that use any combination of business and consumer credit, as well as other non-traditional data sources. For loan applications that require a human touch, Zoot provides manual review screens that are integrated with the automated loan origination process to provide a seamless and optimized workflow. Since managing origination costs in small business lending is critical to success, the solution provides every opportunity to reduce time required for human reviews. All activities and exceptions are logged for auditing and compliance reporting.

Contact Zoot at (406) 556-7555 or fill out our information request form today!